We are Central P​ayment of Birmingham

We are Central Payment of Birmingham, a local franchise of Central Payment, and a TSYS partner. Central Payment has been named one of the fastest growing payment processors over the past 6 years from INC. 500 | 5000.

Birmingham's Premier Payment Processor

We are Birmingham's only locally owned processor for all forms of cashless payment; providing outstanding local, personal service for merchants and business owners everyday. We offer the lowest rates, have simple monthly terms, no contracts, and offer a free point of sale terminal for every account. 

On average, we save merchants 67% on their processing costs- that's money back in your pocket. 

Accept Credit/Debit/NFC

We provide you with a free terminal to process chip cards, check cards, and mobile payments, like Apple Pay.

Sell Gift Cards

Use our free Gift Card program to retain your customers, grow your base, and find new business. 

No Voodoo Fees

Our proposals and rates are honest and transparent. You will not discover additional fees, just simple monthly terms, and no contracts.

Accepting Payments

We make accepting payments simple. We support Visa, MasterCard, Discover, and American Express. Our standard terminals are NFC equipped, allowing customers to pay using Apple Pay, Android Pay, or any other popular mobile payments. We are also equipped to handle EBT, FSA/HSA payments.

Free Local Billboards?

When you sign up, we provide you with local billboard space for one week completely FREE. Promote holiday sales or other specials you have.


Or call us at 205-549-BHAM or email hello@cpaybham.com!

What Our Customers Are Saying

Don't take our word for it.

Central Payment of Birmingham got my business not just because of their savings (and they were substantial). The service Central Payment of Birmingham provides ranged from new terminal equipment, at no charge, to online software where I could see exactly what is going on with my account and to their crew just being located blocks away.  I decided it was time for a change and these guys made the change-over a non-issue. So, saving me lots of money and providing onsite support in a short time sealed the deal and we haven't looked back.

Jimmy Johnson

Owner, Dog Days Birmingham

We've been brokering domain transactions for over 10 years. We had used PayPal and Square before Central Payment of Birmingham reached out to us with their services. In shopping around before, we had always found that most processors listed our services as "high-risk". However, Central Payment of Birmingham met with me to fully understand our business and what we do. In just a few minutes, they called back to let me know we could be approved with no issues. The service before and after signing up has been unbelievable. They have even trained each new employee for me. Our rates dropped by over 60% versus Square, saving us thousands each year.

Clay, John, Matt


We make switching easy.

We integrate with thousands of terminals and Point of Sale Systems. 
Keep your existing hardware, or we provide you with the latest hardware free.
  • 1. Call/ Meet- Our initial meeting helps us learn more about your business and what solutions fit for you.
  • 2. Rates Review- We will provide you with a written proposal of our rates and fees for review.
  • 3. Application- Our simple process gets you verified with our underwriting team.
  • 4. Plug-in- We personally set you up and train you and your employees on any new hardware.

​Call us TODAY: 205-549-BHAM

Easy solutions.

Need to easily take payments on the go? Watch this video to learn about how you can start taking mobile payments today.

100% Satisfaction Guarantee

At Central Payment of Birmingham, we offer the guaranteed lowest cost processing, with FREE standard hardware, simple monthly terms, no contracts, and NO leases. We don't want customers stuck with us, but partners with us.

Central Payment of Birmingham is a TSYS partner. Central Payment has been named one of the fastest growing payment processors over the past 6 years from INC 500 | 5000 and is an A+ BBB Accredited Business

© 2017 Central Payment of Birmingham